In Lloydminster, businesses in both provinces charge a 5% Goods and Sales Tax (GST) on taxable goods and services. Businesses located within Lloydminster, Saskatchewan are not required to account for Provincial Sales Tax (PST) on goods, fixed assets, or services for their own business use with the exception of those outlined in the Information Notice linked here.
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Frequently Asked Questions
If you’ve made it this far, you may be considering a move to Lloydminster AB/SK! Below are commonly asked questions about what it’s like to live on the border. Please get in touch if yours are not addressed. We’re here to help!
Frequently Asked Questions
If you’ve made it this far, you may be considering a move to Lloydminster AB/SK! Below are commonly asked questions about what it’s like to live on the border. Please get in touch if yours are not addressed. We’re here to help!
General impact of living on the border
How does PST (provincial sales tax) and GST (goods and services tax) work in Lloydminster?
Do the laws change when you cross the border in city limits?
Generally, Lloydminster follows the stricter of the two laws between Alberta and Saskatchewan. Some laws are dependent on which side of the border you are on (for example, legal drinking age).
How does registration work for things like cars and insurance?
Vehicle licensing, registration, and insurance is dependent on which province you live in.
You will get your driver's license in whichever province you live in (Alberta or Saskatchewan). While there are many similarities between the two provinces, there are some differences when it comes to exchanging your driver's license. For more information, visit the Alberta Government website if you live in Alberta, or SGI if you live in Saskatchewan.
If you live in Alberta, visit Wilson Registries for all your registry needs. Vehicle insurance is offered by a variety of private insurance companies.
If you live in Saskatchewan, registration and insurance is completed through SGI.
Healthcare
What services does the hospital have?
Some of the services Lloydminster Hospital provides are a 24/7 emergency department, Dialysis, Cancer Care, Physical Therapies, Diagnostic Imaging, Laboratory, Maternity Ward, Medical Inpatient Services, and Palliative Care.
If I need to see a specialist, where would I have to go?
Lloydminster is home to a variety of specialists. If you require a specialist that is not available in Lloydminster, your healthcare provider will refer you to a larger center, usually Edmonton, AB or Saskatoon, SK. Typically, referrals are made to specialists in the province where your health card is issued.
If you stay in the same province you currently reside in, you don’t have to do anything!
If you move to the other province, you will have to register for a new Health Card in that province. See “What do I need to know if I am coming from outside Alberta or Saskatchewan?” for more information on registering for a Health Card in a new province.
What do I need to know if I am coming from outside Alberta or Saskatchewan?
All new Alberta or Saskatchewan residents must register themselves and their dependents for a Health Card to receive health services coverage. There are no premiums or payments to be registered with either provincial health care insurance program or to receive a health care card. Any health care card can be used on both sides of the provincial border.
If you live in Alberta, you will register with Alberta Health Care Insurance Plan (AHCIP). Once you’ve completed the forms, you can bring them to Wilson Registries.
If you live in Saskatchewan, visit eHealth Saskatchewan to register.
Family-related
I have kids in grade school. What are their schooling options?
Lloydminster has 3 different school divisions: Lloydminster Public School Division (LPSD), Lloydminster Catholic School Division (LCSD), and Conseil Scolaire Centre-Nord. Both LPSD and LCSD follow the Saskatchewan curriculum, while Conseil Scolaire Centre-Nord follows the Alberta curriculum.
LPSD offers Pre-Kindergarten, Junior Kindergarten, and Kindergarten-Grade 12 programming across 10 different schools. They additionally offer multiple academy programs, the Pursuit School of Sport, and an outreach school for grades 9-12.
LCSD offers Catholic education for Pre-Kindergarten, Junior Kindergarten, and Kindergarten-Grade 12 across 6 schools. LCSD also offers the only French Immersion programming in the city for Kindergarten-Grade 12.
Conseil Scolaire Centre-Nord offers the only francophone school in Lloydminster, École Sans-Frontières. They offer Kindergarten-Grade 12 programming for children eligible under section 23 of the Canadian Charter of Rights and Freedoms.
What team sports and community recreation groups are available for my kids?
Within Lloydminster, there are many different sport and recreation options for children and youth.
The City of Lloydminster offers a variety of programs for all ages, from art classes to swimming lessons. Check out the recreation program guide for seasonal program information. For other team sports, community groups, and organizations, check out this resource.
Real Estate
The average house price is $305,000 as of November 2024 while the average rent is $1,175 for a one-bedroom apartment.
There are a variety of housing options in Lloydminster. Below are some common types of housing found in Lloydminster:
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Single-family homes
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Apartments
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Condos
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Townhouses
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Mobile homes
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Row Houses
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Senior housing (including retirement, assisted living, and adult communities)
Have more questions? Please contact us and we would be happy to help!
